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Debt Reduction Plan -- Getting Organized is Critical
Your debt reduction plan MUST include some form of organization or it may very well fail.
If you've ever had to work in a messy area or tried to find something amidst a pile of junk, it can be quite a chore. In fact, it can take a lot longer to perform what might be a pretty quick and easy task, right?
I used to be notorious for not keeping my desk at home clean and organized. In fact, years ago, if you had asked me where a bill was, I probably would have needed an hour to find it.
Today, I still struggle with this. Maybe you do to. Seems no matter how hard I try, the mess just comes regardless doesn't it? But having a disorganized mess of things causes significantly more problems than just not looking clean.
- It makes it hard to find what you need
- It takes a lot longer to do something
- There's more of tendency to loose stuff
- It's stressful not knowing where everything is
Believe it or not, all of this can have a tremendous impact on your debt reduction efforts. Seriously!
How many times have you dreaded having to pay a bill only because you knew it was going to be real hard to find it?
How often did it take three times as long figuring out how much money you have in the bank only because you couldn't find all the receipts from that month?
You know what these disorganized experiences do? They leave a negative taste in your mouth about budgeting, saving, etc., much like a really bad meal. All this does is reinforce your negative thinking about the efforts needed to spend less, save more and get out of debt.
IT'S TIME TO GET ORGANIZED!
Get a filing cabinet, clean the desk off, get a calendar going, list your bills out, do a budget and keep everything in it's place. Get organized.
My Grandfather knew what he was talking about when he would always tell me, "there's a place for everything and everything in it's place." When your debt reduction plan takes 5 minutes today instead of 30, getting done what you need to will be a whole lot easier and less stressful.
Take if from someone who used to be terrible at keeping things in their place and being organized. This makes a HUGE difference!
About the author
Paul Smith is author of the debt elimination program, JumpStart To Freedom. Building on his years of experience as a professional Compensation Analyst, Paul is helping hundreds of people start a debt reduction plan, save money and build wealth
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